Protect your own car, not just the other driver's.
Full coverage adds comprehensive and collision on top of your liability, so a repair bill does not land entirely on you. If your car is financed, leased, newer, or simply hard to replace, this is the coverage that keeps a bad day from turning into a bad year.
Why drivers pick this cover
Protect your own car, not just the other driver's, with plans that scale with you.
Your car is covered too
Collision pays to repair your vehicle after an accident, whoever was at fault.
Weather and theft
Texas hail, flood and break-ins are covered under the comprehensive half of the policy.
Lender approved
Meets the coverage terms banks and dealerships require on financed and leased vehicles.
What Full Coverage includes
Plain terms, no surprises at claim time. Here is exactly where this policy starts and stops.
Covered
- Everything your liability policy covers for other drivers and their property.
- Collision repairs to your own vehicle, regardless of fault.
- Comprehensive claims including hail, flood, fire, vandalism and theft.
- Optional extras such as roadside assistance and rental reimbursement while your car is in the shop.
Not covered
- Routine maintenance, wear and tear, or mechanical breakdown.
- Personal belongings stolen from inside the vehicle, which usually fall under home or renters cover.
Who it suits
- Drivers with a financed or leased vehicle, where the lender requires it.
- Owners of newer cars that would be expensive to repair or replace out of pocket.
- Anyone parking outdoors in parts of Texas where hail season is a real risk.
Three steps to coverage
No waiting rooms, no repeat visits. Most drivers are covered before their coffee gets cold.
Dash In
Tell us about your vehicle, the year, make and model. It takes about sixty seconds.
Grab Your Price
See your rate straight away. No credit check is required for most plans.
Hit The Road
Get proof of insurance right away and go, legal and covered.
Questions drivers ask us
Real answers, no runaround, in English or español.
What does full coverage actually include?
It is liability plus comprehensive plus collision. Liability protects other people, while comprehensive and collision protect your own vehicle.
Is full coverage worth it on an older car?
It depends on what the car is worth. Once the yearly premium approaches a meaningful share of the vehicle value, liability often makes more sense. We will tell you honestly which way the numbers point.
Can I switch from liability to full coverage later?
Yes, at any time. Call us and we will adjust the policy mid-term and quote the difference before anything changes.
Other cover we write
From state-minimum liability to full coverage, we build a policy that fits your car and your wallet.
Questions? Rapido's faster than hold music.
Call us or get a quote online. No SSN, no credit history, no problem. Tell us about your car and we will find your price.