Texas liability coverage, priced for real budgets.
Liability is what Texas law asks every driver to carry. It pays for the other person's injuries and property when an accident is your fault. We write it at the state minimum and above, without the padding that pushes your premium up for no reason.
Why drivers pick this cover
Texas's minimum requirement, priced for real budgets.
Meets Texas law
Written to the state minimum of 30/60/25, so you are legal the moment your policy starts.
No SSN required
An ITIN, a Mexican licence or another valid ID is enough for most of our liability plans.
Low down payment
Monthly plans with no long-term contract. Start covered today and keep your cash flow intact.
What Liability Coverage includes
Plain terms, no surprises at claim time. Here is exactly where this policy starts and stops.
Covered
- Bodily injury to other people when you are at fault, up to $30,000 per person and $60,000 per accident.
- Damage you cause to someone else's vehicle or property, up to $25,000.
- Legal defence costs if the other driver takes the claim to court.
- Proof of financial responsibility accepted by Texas law enforcement and the DMV.
Not covered
- Repairs to your own vehicle after an at-fault accident.
- Theft, hail, flood or fire damage to your car.
Who it suits
- Drivers who need to be legal on Texas roads at the lowest honest price.
- Owners of older or paid-off vehicles where full coverage no longer makes financial sense.
- Anyone registering a vehicle in Texas who needs proof of insurance today.
Three steps to coverage
No waiting rooms, no repeat visits. Most drivers are covered before their coffee gets cold.
Dash In
Tell us about your vehicle, the year, make and model. It takes about sixty seconds.
Grab Your Price
See your rate straight away. No credit check is required for most plans.
Hit The Road
Get proof of insurance right away and go, legal and covered.
Questions drivers ask us
Real answers, no runaround, in English or español.
What is the minimum liability insurance in Texas?
Texas requires 30/60/25, meaning $30,000 for injuries per person, $60,000 per accident, and $25,000 for property damage. Every policy we write meets or exceeds that.
Can I get liability coverage without a Social Security Number?
Yes. Most of our liability plans accept an ITIN or another valid form of identification. Tell us what you have and we will work with it.
How fast can I get proof of insurance?
Usually the same visit. Once your first payment clears we send your ID cards straight away, so you can register or drive legally right then.
Other cover we write
From state-minimum liability to full coverage, we build a policy that fits your car and your wallet.
Questions? Rapido's faster than hold music.
Call us or get a quote online. No SSN, no credit history, no problem. Tell us about your car and we will find your price.