A plain-English breakdown of Texas's SR-22 requirement.
An SR-22 is not an insurance policy. It is a certificate your insurer files with the Texas Department of Public Safety to prove you carry at least the state minimum liability cover.
Who needs one
Drivers who have been caught without insurance, had a DWI or DUI, been in an at-fault crash while uninsured, or need to reinstate a suspended licence are usually told to file an SR-22 for two years.
How fast can it be filed?
Same day. Tell us your situation, bind the policy, and we send the certificate electronically. Most drivers have confirmation before lunch.
What it costs
The filing itself is a small one-time fee. The policy behind it is priced like any other, and we shop it across carriers that accept SR-22 drivers so you are not overpaying for the label.